Credit/Debit Cards that provide complimentary access to Airport Lounges in India

Naples_airport_lounge_in_the_early_early_morning_(8751212170)

 

A long airport layover can get extremely exhausting and airport lounges are the most enticing places at such instances. With amenities such as free Wi-Fi, drinks, snacks, shower rooms, napping rooms, spa treatment rooms and business centers, airport lounges can not only diminish travel annoyances but also provide an ideal atmosphere for you to work on the move.

In our previous post on Airport Lounges we listed the various lounges across India that offer complementary access to Visa, MasterCard and PriorityPass Cards holders. In this post, we are listing down all the credit/debit cards that one can use to avail this facility in India.

While all visa cardholders can enjoy 2 complimentary access for every calendar quarter, the number of complimentary access varies from card to card in case of Mastercard.

 

Bank

Card

Affiliation

HDFC HDFC Visa Infinite Credit Card Visa
HDFC Regalia Visa Signature Credit Card Visa
HDFC Superia Visa Signature Credit Card Visa
HDFC Visa Signature Credit Card Visa
HDFC Solitaire Premium Visa Signature Credit Card Visa
HDFC Corporate Visa Signature Credit Card Visa
HDFC AllMiles Visa Signature Credit Card Visa
HDFC AllMiles Mastercard World Credit Card Mastercard
HDFC JetPrivilege Mastercard World Debit Card Mastercard
HDFC AllMiles Mastercard Platinum Credit Card Mastercard
HDFC Regalia Mastercard World Credit Card Mastercard
HDFC Times Card Mastercard Platinum Credit Card Mastercard
HDFC Jet Airways / Jet Privilege Mastercard Platinum Credit Card Mastercard
HDFC Jet Airways / Jet Privilege Mastercard World Credit Card Mastercard
HDFC Doctor’s Platinum Mastercard Credit Card Mastercard
HDFC Doctor’s Superia Mastercard World Credit Card Mastercard
HDFC Superia Mastercard World Credit Card Mastercard
HDFC Infinia Mastercard World Credit Card Mastercard
HDFC Platinum Edge Mastercard Credit Card Mastercard
HDFC World Master Card Mastercard Credit Card Mastercard
HDFC Corporate World Mastercard Credit Card Mastercard
HDFC Platinum Plus Mastercard Credit Card Mastercard
ICICI ICICI Carbon Visa Infinite Credit Card Visa
ICICI Sapphiro Visa Infinite Debit Card Visa
ICICI Jet Airways Coral Visa Signature Credit Card Visa
ICICI Rubyx Visa Signature Debit Card Visa
ICICI Rubyx Visa Signature Credit Card Visa
ICICI Visa Signature Debit Card Visa
ICICI Jet Airways / Jet Privilege Rubyx Visa Signature Credit Card Visa
ICICI Jet Airways / Jet Privilege Sapphiro Visa Signature Credit Card Visa
ICICI Visa Signature Credit Card Visa
ICICI Signature Visa Debit Card Visa
ICICI Rubyx Mastercard Platinum Credit Card Mastercard
ICICI DMRC Mastercard Platinum Debit Card Mastercard
ICICI Platinum Chip Mastercard Credit Card Mastercard
ICICI Coral Mastercard Platinum Debit Card Mastercard
ICICI Coral Mastercard Platinum Credit Card Mastercard
ICICI DMRC Mastercard Platinum Credit Card Mastercard
ICICI World Master Card Mastercard Debit Card Mastercard
ICICI Kingfisher Airlines World Mastercard Credit Card Mastercard
ICICI Kingfisher Airlines Platinum Mastercard Credit Card Mastercard
ICICI Diamant Mastercard World Credit Card Mastercard
ICICI Sapphiro Mastercard Platinum Credit Card Mastercard
Kotak Mahindra Kotak Mahindra Royale Signature Visa Credit Card Visa
Kotak Mahindra Privy League Travelers Plan Visa Signature Credit Card Visa
Kotak Mahindra Corporate Wealth Visa Signature Credit Card Visa
Kotak Mahindra NRI Royale Signature Visa Credit Card Visa
Kotak Mahindra Privy League Shoppers Plan Visa Signature Credit Card Visa
Citibank  Citibank Prestige Visa Infinite Credit Card Visa
Citibank PremierMiles Visa Signature Credit Card Visa
Citibank Ultima Visa Signature Credit Card Visa
Citibank Citigold Private Client Mastercard World Debit Card Mastercard
Citibank Platinum Mastercard Credit Card Mastercard
Citibank Citigold World Mastercard Debit Card Mastercard
Citibank PremierMiles Mastercard World Credit Card Mastercard
SBI SBI Advantage Visa Signature Credit Card Visa
SBI Corporate Visa Signature Credit Card Visa
SBI Air India Visa Signature Credit Card Visa
SBI Visa Signature Credit Card Visa
SBI Tata Cards Tata Platinum Mastercard Credit Card Mastercard
Axis Axis Bank Infinite Visa Credit Card Visa
Axis Bank My Design Image Visa Infinite Debit Card Visa
Axis Bank Wealth Visa Signature Credit Card Visa
Axis Bank Corporate Visa Signature Credit Card Visa
Axis Bank Visa Signature Credit Card Visa
Axis Bank Trust Chemists Visa Signature Credit Card Visa
Axis Bank Shriram Transport Visa Signature Credit Card Visa
Axis Bank My Design Image Visa Signature Debit Card Visa
Axis Bank Classic Visa Signature Debit Card Visa
Axis Bank Corporate Gift Visa Signature Prepaid Card Visa
Axis Bank Miles & More Mastercard World Credit Card Mastercard
Axis Bank MY Wings Mastercard Platinum Credit Card Mastercard
Axis Bank My Design Image Mastercard Platinum Debit Card Mastercard
Axis Bank My Design Image Mastercard World Debit Card Mastercard
IndusInd  IndusInd Indulge Visa Infinite Credit Card Visa
IndusInd Iconia Visa Signature Credit Card Visa
IndusInd WorldMiles Visa Signature Credit Card Visa
IndusInd Signature Visa Credit Card Visa
IndusInd Aura Travel Plan Mastercard Platinum Credit Card Mastercard
IndusInd Pinnacle Mastercard World Credit Card Mastercard
IndusInd Aura Party Plan Mastercard Platinum Credit Card Mastercard
IndusInd Aura Shop Plan Mastercard Platinum Credit Card Mastercard
IndusInd Aura Home Plan Mastercard Platinum Credit Card Mastercard
Standard Chartered Standard Chartered Infinite Visa Credit Card Visa
Standard Chartered Bajaj Finserv World Mastercard Credit Card Mastercard
Standard Chartered Emirates Emirates Platinum Mastercard Credit Card Mastercard
Standard Chartered Preferred World Mastercard Credit Card Mastercard
Standard Chartered Bajaj Finserv Platinum Mastercard Credit Card Mastercard
HSBC HSBC Premier Visa Signature Credit Card Visa
HSBC MakeMyTrip MakeMyTrip Signature Visa Credit Card Visa
HSBC Premier Mastercard World Credit Card Mastercard

 

HEL_SK_Business_Lounge_general_overview

 

In addition to this, cardholders receive a free Priority pass membership along with the following credit cards. The priority pass membership will allow you to access airport lounges under the priority pass program, unlimited times.

 

Bank Card Affiliation
HDFC HDFC Infinia Mastercard World Credit Card Mastercard
HDFC Infinia Visa Credit Card Visa
HDFC AllMiles Mastercard World Credit Card Mastercard
HDFC AllMiles Visa Signature Credit Card Visa
HDFC AllMiles Mastercard Platinum Credit Card Mastercard
HDFC Jet Airways / Jet Privilege Mastercard Titanium Credit Card Mastercard
HDFC Jet Airways / Jet Privilege Mastercard Platinum Credit Card Mastercard
HDFC Jet Airways / Jet Privilege Mastercard World Credit Card Mastercard
HDFC Regalia Mastercard World Credit Card Mastercard
HDFC Regalia Visa Signature Credit Card Visa
ICICI ICICI Diamant Mastercard World Credit Card Mastercard
ICICI Jet Airways Sapphiro Visa Platinum Credit Card Visa
ICICI Jet Airways / Jet Privilege Sapphiro Visa Signature Credit Card Visa
ICICI Jet Airways / Jet Privilege Sapphiro Amex Credit Card Amex
Kotak Mahindra Kotak Mahindra Royale Signature Visa Credit Card Visa
Citibank  Citibank Prestige Visa Infinite Credit Card Visa

 

Please note that the above numbers of are indicative and can change with change in terms and conditions. For more personalized information on your card offers, deals, features and discounts, download Cardback.

 

Air_India_Heathrow_lounge

Read More

Apple iPhone 5C buyback + EMI offer on Amazon

iphone5C_top_en

After launching an aggressive EMI scheme for iPhone 5S, Apple has launched a similar scheme for its iPhone 5C (8 GB) exclusively with Amazon. This scheme will enable buyers to purchase iPhone 5C on flexible EMI options of 6, 9 and 12. Users can get a maximum of ₹4000 cash back on HDFC Bank and SBI Credit Cards if they opt for the EMI option to make their purchase. The cash back will be credited to the card holder’s account latest by 31st July’15. Following are the details on the EMI options for both the banks:

 

HDFC Bank

EMI Tenure

Regular Price Total EMI Amount Cash back Effective Price Net Savings

6 Months

₹22,990 ₹23,801 ₹2700 ₹21,101

₹1889

9 Months ₹22,990 ₹24,258 ₹3200 ₹21,053

₹1937

12 Months ₹22,990 ₹24,641 ₹4000 ₹20,641

₹2349

 

SBI Bank

EMI Tenure

Regular Price Total EMI Amount Cash back Effective Price Net Savings
6 Months ₹22,990 ₹23,937 ₹2700 ₹21,237

₹1753

9 Months ₹22,990 ₹24,351 ₹3200 ₹21,151

₹1839

12 Months

₹22,990 ₹24,770 ₹4000 ₹20,770

₹2220

 

Valid till: April 30, 2015

iphone-5c-all-colors

FAQs

What is the offer?

Get maximum of ₹4000 Cash Back on HDFC Bank and SBI Credit Cards on EMI option on purchase of iphone 5c. The offer is valid till 30th Apr’15, exclusively on Amazon.

How can I avail this offer?

There are no special steps to avail this offer. Just go through the normal purchase process.

When will I get the cash back? 

Cash back will be credited to the card holder’s account latest by 31st July’15.

Do I need a promo code to avail the cash back offer? 

No, you do not need a promo code. Just use your HDFC Bank or SBI Credit Card on EMI to place the order.

Can I avail the cash back on more than one purchase? 

No. This is applicable on only one purchase per card.

What is the total cashback across tenures?

The cashback is for all tenures, however, cashback amount varies by the one opted.

Can I avail cash back on credit card if not EMI?

No. The cashback is not for non EMI options.

To know more about different schemes and offers going on your cards, you can download Cardback from here: cardback.in/download

Read More

Apple introduces new buyback + EMI offer for iPhone 5S in India

Septimius_14

Apple has launched an aggressive EMI scheme for iPhone 5S in India. This scheme will enable buyers to purchase iPhone 5S on flexible EMI options of 6, 9, 12, 18 and 24 months. The users will be charged ₹40,000 plus interest depending upon the EMI option they select. However, Apple will give a cashback of ₹3000 along with the interest charged to the customer. This will offset all the additional cost incurred by the buyer. Thus, users can buy iPhone 5S for a total price of ₹37,000. And guess what? This offer is valid on credit cards of all banks, accept for SBI.You can also avail this offer through Bajaj Finance. For your convenience, we have listed the EMI options in detail:

 

EMI Tenure

Cost of Device Interest Amount EMI Amount Cashback Total Cost

6 Months

₹40,000 ₹1800 ₹6966 ₹4800 ₹37,000

9 Months

₹40,000

₹2600 ₹4733 ₹5600

₹37,000

12 Months

₹40,000

₹3600 ₹3633 ₹6600

₹37,000

18 Months

₹40,000

₹5800 ₹2544 ₹8800

₹37,000

24 Months ₹40,000 ₹5800 ₹1908 ₹8800

₹37,000

 

This offer can be availed on credit cards of following banks:

  1. Kotak Mahindra Bank
  2. HDFC
  3. ICICI
  4. Citibank
  5. Indusind Bank
  6. American Express
  7. HSBC
  8. Axis Bank
  9. Standard Chartered Bank

Valid till: April 30, 2015

Power Tip: For best value, go for the 6 month EMI option!

To know more about different schemes and offers going on your cards, you can download Cardback from here: cardback.in/download

orig-apple-iphone-5s-7

Read More

Top 3 travel credit cards in India

travel-72870_640
There are plenty of choices for travelers, when it comes to credit cards. Travel cards come with a variety of benefits; they are preloaded with the currency of your choice, let you earn airline miles, give you reward points, cashback and much more. We have seen several banks that have tied up exclusively with a travel service provider (airlines or online travel agents), to offer credit cards that help you earn rewards every time you travel with them. However, with the introduction of Citibank PremierMiles credit card, the trend seems to move towards brand agnostic offerings.

If you are a frequent flyer,you must choose the right travel card to boost miles and get maximum benefits. However, selecting the right card for your travel type can be a tedious exercise. We have reviewed various travel credit cards, available in India and selected three credit cards that may give you more bang for your buck.

  1. Citibank PremierMiles Credit Card

    Annual Feepremiermiles-visa-signature
    ₹3,000

    Earning Miles
    10,000 Miles with your first spend of ₹1,000 or more on your Citibank PremierMiles Card within 60 days of Card issuance
    23,000 Miles on Card renewal
    Earn accelerated 10 Miles per ₹100 when you book flight tickets, hotel stays, and car rentals at the dedicated PremierMiles website
    Earn 10 Miles per ₹100 spent on all airline transactions
    Earn 10 Miles per ₹100 spent with Citibank online partner merchantsEarn 4 Miles for every Rs.100 spent on all other transactions

    Great Features
    Enjoy the freedom of evergreen Miles that never expire
    If you are a Frequent Flyer Program (FFP) member of any airline, and you book a ticket on it using your Citibank PremierMiles
    Card, you earn Miles for the ticket purchased at 10 Miles per Rs.100 rate. Plus, you acquire your regular FFP Miles for flying that airline
    Complimentary Access to Airport Lounges

  2. Axis Bank Miles & More World Select Card (Co-branded with Lufthansa)

    Annual Fee
    ₹3,000

    Earning Milescc
    Welcome Bonus of 15,000 Miles on first transaction
    4,000 Annual Bonus Miles
    6 Miles for every Rs. 200 of eligible spends
    20 Miles for every Rs. 200 for spends on movie bookings

    Great Features
    As long as you are using your Miles & More Axis Bank Credit Card, your award miles will never expire.
    With a Miles & More Axis Bank Credit Card, you will receive complimentary access to select MasterCard lounges and complimentary Priority Pass membership for lounge access all over the world.
    Miles & More Axis Bank Credit Card provides you a 2.5% surcharge refund on your fuel transactions between Rs. 400 and Rs. 5000 at all petrol pumps in India.

  3. JetPrivilege HDFC Bank World Credit Card

    Annual Feejetprivilege-world
    ₹2,500
    Spend ₹3,00,000 in a year & get waiver of next year’s annual membership fee

    Earning Miles
    5,000 Bonus JPMiles on the first swipe of your card within 90 days of card setup
    5,000 Bonus JPMiles on the total retail spends of Rs. 75,000 and above, within 90 days of the card setup
    Avail of 4000 JP Miles on the first swipe on your card within 90 days of card renewal date
    Earn 6 JPMiles on every Rs. 150 spent on retail expenses with your HDFC Bank World Credit Card
    Earn 18 JPMiles on every Rs 150 spent on every flight ticket booked on jetairways.com
    An Accelerated JPMiles Earning Programme with a strong and wide network of partners through which you can earn EXTRA JPMiles

    Great Features
    Avail of a 5% discount on all domestic air ticket (revenue flights) bookings, made on jetairways.com by entering the promo code JTHDFC in the promo field on the website
    Enjoy premier check-in for all domestic flights of JetAirways
    Benefit from a 10 kg additional baggage allowance on all domestic JetAirways
    The Priority pass membership provides you preferential access to more than 600 airport lounges around the world, no matter which airline or class you fly
    Access to select lounges at airports in India under the MasterCard Lounge Access Program
    Fuel Surcharge Waiver capped at Rs. 500 every billing cycle

 

airport-519020_640

Read More

Deals at Restaurants Screening Live Cricket World Cup 2015

Under-19-winning-team

 

As ICC World Cup 2015 reaches the semi-finals, pubs and restaurants in India are gearing up to entertain you. There is a lot in store for all cricket fans; live screening on a giant screen, happy hours on drinks and to add to it, irresistible deals on your cards! So, get ready to cheer for your team with your friends and enjoy the cricket world cup in king size.

Here is the list of the restaurants that you can head towards with your friends to enjoy the game!

 

Delhi NCR

Uber Lounge

Uber Lounge in Greater Kailash is screening live cricket this world cup to lure all the cricket fans. Apart from the big screen you can enjoy the hookahs and starters while cheering for India. And if you have a Citibank credit or debit card, you can also get 15% off on food items.

Blues

Located in Connaught Place, Blues remains one of the regular favorites for many Delhiites. Being centrally located it’s a convenient place to meet for a drinks. But now you have more incentives for going to Blues! While they screen live cricket at the bar, you can also enjoy 15% off on your food bill with your Kotak Mahindra and Axis bank credit or debit card. This offer is also valid on all American Express Credit cards.

Underdoggs Sports Bar & Grill

Underdoggs is one of the most popular bars to hangout during sports seasons. The place is popular for its amazing crowd and the long list of dishes and drinks in its menu.

And guess what? If you have an Axis bank credit or debit card, you can enjoy a 15% off on your food bill.

Game Of Legends – Sports Bar, Grill & Lounge

If you stay in West-Delhi, Game of Legends is the place to catch all the action on the cricket ground! Dhol, Punjabi music and cricket crazy fans is a lethal combination! The best part is that you get to predict the winner; and if you are right: you get a free drink.

And it doesn’t end there! All you need is an ICICI credit or debit card to enjoy a 15% discount on your food bill as well!

Warehouse Cafe

Another great place to go for watching a match in Connaught Place is Warehouse Café. It has a great ambiance along with varied alcohol options. If you hold an American Express Credit Card, you can get 15% discount as well.

 

Pune

Replay Sports Barscore-main-bar-area

If you want to enjoy the world cup with your friends while you scream hoarsely and your lungs are about to give up,Replay Sports Bar is the place to be in! And all SBI credit card holders can also enjoy a discount of 15% on food and beverages on a minimum bill of Rs. 1500.

Toss Sports Lounge (Lulla Nagar)

This is the Mecca for sports lover in Pune. With memory walls of sportsters, Toss Sports Lounge is a great place to enjoy beer with finger food and a match! There is good news for American Express, Kotak Mahindra and Axis Bank card holders! You can get a 15% discount on your bill if you pay using any of these cards.

KP Lounge (Koregaon Park)

Match, food, drinks and friends; and you are set! If you get a discount on top of it, it becomes even better. Use your Kotak Mahindra Card to get 15% off on your bill.

 

Mumbai

Jersey 9 Sports Lounge

Jersey 9 Sports Lounge is one of the best places in Navi Mumbai to watch a match with friends till late at night. Along with a good grub, a nice drink, great ambiance, this place also has a 15% discount to offer on the food bill if you possess a HDFC or HSBC credit or debit card.

Vakaoo Sports Lounge (Borivali West)

All Axis bank users must enjoy the 15% discount at Vakaoo while cheering for your team during this world cup! Do try the Prawns Butter Garlic and Chicken in VakooO Sause when you go to this place!

Rumours Lounge

Cocktails at Rumours Lounge (Powai) are a delight and if you are going there, you should try it. The taste of cranberry and black current is just lovely. Pay with your American Express card to get 15% discount on your bill!

Booze On Moods

Booze On Moods (Lower Parel) will be the best option for a all guys group. And it can’t get better as you will also get a 15% off on your bill using Kotak Mahindra Card.

 

Bangalore

Beetle Juice Bar

You catch all the World Cup action, LIVE at Springs Hotel and Spa’s Beetle Juice Bar and Lounge. And you can enjoy Happy Hours too. And if you have an America Express or Axis bank card, you can get 15% off on top of it.

Obsidian Sports & Music Bar (Mövenpick Hotel & Spa)

If you are a sports enthusiast you will definitely love this place for its big screen televisions and the great atmosphere. Make sure that you add a pizza to your beers when you are at Obsidian Sports Bar. Don’t forget to pay with your Kotak Mahindra card and get 15% discount.

Turquoise (Lounge Bar)

Turquoise Bar (JP Nagar) is screening the World Cup matches and you will love the zeal and enthusiasm that fills the place. Do try the mushroom and chicken biryani here. Clear the bill with your Axis bank card to avail a 15% discount.

Nostradamus Bar & Lounge

Have you ever tries a combination of beer and dumplings while watching a cricket match? If not, you must try it Nostradamus Bar. They serve the best momos in this part of the town (Cunningham Road Area), and you can also get 15% discount on your bill if you have a HSBC card.

 

Hyderabad

The VUE Lounge (Banjara Hills)

If you like the overflowing saucy pastas you are going to love the Alfredo there! You can also smoke Hookah while hooting and cheering for your team. And all Kotak Mahindra & Axis Bank card holders can also enjoy a 15% discount.

Mocha (Banjara Hills)

Enjoy the match with the famous House Spice Potato, Vertigo and Kenya Aa at Mocha! And use your Kotak Mahindra and Axis bank card to get 15% discount.

It doesn’t end there! They also serve complimentary dessert to MasterCard holders!

Bottles & Chimney (Begumpet)

Great food, perfect ambiance and the right company is all one needs to enjoy a cricket match. But Bottles & Chimney and HDFC bank will give you more; 10% discount on your bill!

If we haven’t covered places close to where you stay, you can always check out all the deals on your cards on Cardback. Swipe smart and save more while you enjoy the world cup 2015!

 

Read More

Prepaid Cards – A great personalized gift

what-are-gift-cards-6Celebration, festivals and family functions run throughout the year in India and selecting a personalized present for different people for different occasions can become extremely difficult. If you want to buy a thoughtful gift for someone without spending too much time, prepaid gift cards can be a great gift for any occasion.

There are several advantages of prepaid cards that make them a great present. They can be redeemed easily and are widely accepted. Also, prepaid cards are a great alternative to gift vouchers that tie recipients to a particular store and limit their choices.

In addition to this, many people are not aware that prepaid cards have most of the offers and discounts that run on the credit and debit card of the same bank. For example, if a restaurant is offering 15% discount for credit and debit cards holders of a particular bank, there is a high possibility that the discount will be applicable on prepaid cards as well! You can download Cardback, if you wish know about offers on your prepaid, credit or debit cards.

Furthermore, prepaid cards can also be presented as travel gifts. As they are gaining acceptance at more points of sale around the world; multi-currency prepaid cards make an appropriate travel gift.

As the popularity and demand of prepaid cards are growing in India, RBI has allowed prepaid debit card owners to issue multiple cards to his/her dependents and family members, while also enhancing the limit on prepaid payment instruments to ₹ 1 lakh. The maximum validity of gift cards has also been increased from one year to three years, by the RBI.

Choosing a prepaid card can however be a strenuous activity. We have listed the best prepaid gift card options available in India:

Changes: Issuance Fee of ₹ 102

Validity: 10 Years

Value: From ₹ 100 to ₹ 10,000

 

Changes: No fee

Validity: 1 Year

Value: From ₹ 500 to ₹ 50,000

 

Changes: Issuance Fee of ₹ 100 (plus taxes)

Validity: 1 Year

Value: From ₹ 5000 to ₹ 50,000

 

Changes: ₹ 100 (plus taxes)

Validity: 1 Year

Value: From ₹ 1000 to ₹ 50,000

 

Changes: ₹ 20 (plus taxes)

Validity: 1 Year

Value: From ₹ 1000 to ₹ 50,000

 

Read More

EMI Facility on Debit Cards

Even though most of know what are EMIs, we do not understand the dynamics involved in EMI payments. Before we reach out for an EMI option, we should first understand how it works. Let’s assume that your credit card has a credit limit of ₹50,000 and you want to purchase a product worth ₹40,000 on EMI. In this case, you block the credit limit of ₹40,000 on your card. This amount then gets divided in 12 installments (supposing a 12 month installment period), along with the interest. Thus, EMI is granted against the ₹40,000 credit limit security of your card. In a debit card scenario, this security is missing and therefore most banks do not offer EMIs on debit cards. However, one way of covering this is fixed deposit.

Based on the fixed deposit option, ICICI Bank has launched the first EMI (Equated Monthly Installments) facility on debit cards to enable its customers to convert high value transactions into easy installments.

ICICI Bank debit cardholders, who have a fixed deposits with the bank can avail this facility and purchase on EMIs of 3, 6, 9 or 12 months. This facility will offer certain advantages to customers; they can leverage on their fixed deposits and earn interest and also earn reward points on transactions. This will also help many customers, who have only debit cards, to buy and pay in EMIs—a facility which was so far available only for credit cardholders.

Following are the features, terms and condition of this facility:

  • No processing fee
  • Tenure option of 3, 6 ,9 and 12 months
  • Interest rate of 13% (on reducing basis)
  • EMI facility is applicable on all transactions above ₹10,000 at participating stores
  • No paperwork
  • Tie up with Samsung in 9000 stores pan India (Smart phones, Tablets, Televisions, Refrigerators, Air – Conditioners, Microwave etc)
  • Earn up to 6 PAYBACK points on transactions.

Have questions? Send us an email at swipe@cardback.in.

 

Read More

Avail 20% discount at Grofers with Cardback

Cardback collaborates with Grofers, a hyper-local delivery service that connects consumers with their local merchants. All Cardback users will now be able to avail a discount of 20% on all products bought using the Grofers mobile app. A maximum discount of ₹ 500 can be availed on a single transaction. Users can however avail this discount multiple times using the same promo code. Download Cardback to see the promo code and more details of the offer.

Grofers Screenshot small
How do I find my Promo Code?

  1. Open Cardback on your phone, go to the explore mode and click on the shop online icon.
  2. Grofers will appear as the first recommendation (as it appears in the first image).
  3. Tap on your recommended card. This will bring you to the details section (as it appears in the second image).
  4. You can now click on the discount icon to view the details of the promotion code.

You can use this promotion code to avail a 20% off on all products. Keep swiping and keep saving!

Read More

Top 5 Cards for Women

cartoon_peep_toe_wedge

As the international Women’s day approaches, it is time to celebrate her achievements, her challenges, her freedom and most importantly womanhood! On this Women’s day we are sharing the best cards for women to match her different needs!

Whoever said money can’t buy happiness has never known the pleasure of shopping. But, banks recognize the joy of shopping and have special cards to enhance this delight. Let’s take a look at the best shopping cards in India:

 

HDFC Solitaire Credit Card

Spending would have never been more fun before! With the HDFC Solitaire Credit Card, you can earn shopping vouchers worth ₹ 2000 every year from Shoppers Stop. This card gives you 3 Reward Points for every ₹ 150 spent which can be redeemed against exciting gifts/vouchers from their Rewards Catalogue.

 

ICICI Bank Coral Credit Card

With the ICICI Bank Coral Credit Card you can earn 4 PAYBACK points on every ₹ 100 spent on dining, groceries and at supermarkets and 2 PAYBACK points on every ₹ 100 spent on other transactions. In addition to this, you get one ticket free every time you buy 1 ticket, any day of the week, on Bookmyshow. You can get up to 2 free tickets per month valued at up to ₹ 250 per ticket. Furthermore, you can upgrade your travel experience with complimentary access to Airport Lounges in India with your ICICI Bank Coral Visa Credit Card.

 

Citibank Rewards Card

The Citibank Rewards card is a wonderful way of spending and earning rewards for it. Users can earn unlimited 10X reward points at over 50 partners of Citibank, apparel and department stores and on Prepaid Mobile/DTH/Data card recharges. Users can earn 1 Point for every ₹ 125 on all other purchases.

Additionally, users get 1,500 bonus points on first-spend made within 30 days of Card issue.  They can also get 1,000 bonus points on their first ₹ 1,000 spend made within 60 days of card issue. Users also get 500 birthday bonus points on every birthday. One can get 300 green earth bonus points simply for opting for Statements on E-mail.

The best part is their ‘redeem now or keep collecting for something bigger later’ policy. The user has a choice of either redeeming or keep collecting the reward points because Reward Points will never expire.

 

Standard Chartered Inner Circle Platinum Credit Card

This card is the best fit for those who frequently shop at Lifestyle and other inner circle-affiliated stores. Users can earn up to 9x reward points or 6%* value back at all Lifestyle and Inner Circle-affiliated stores. On all other purchases, 2 reward points will be earned for every 100 spent. They can also earn 5% Cash back at Auchan Stores in India. In addition, coupons worth ₹ 2,500 will be sent with the credit card when you join the Inner Circle program. Further to this, the Inner Circle Platinum Credit Card is free for life.

 

FBB SBI StyleUp Card

As soon as you sign up for the SBI StyleUp card you receive a welcome gift voucher worth ₹ 500 at Fbb. The other benefits that card has to offer- 2,000 Bonus Reward Points every year, 10 % discount whenever you shop for Fbb merchandise at Fbb & Big Bazaar outlets, earn 10X Reward Points on all spends at Big Bazaar & Standalone Fbb outlets, and on all Dining expenditures.

Read More

Get ₹ 600 off on Uber rides with Cardback

We’ve collaborated with Uber, a mobile-app-based transportation network to make travel convenient for our users. All Cardback users, who are using Uber for the first time, will be able to avail a discount of Rs.300 each on their first two rides; thus, a total discount of Rs.600 can be availed. All Cardback users will receive a promo code when they log into Cardback next time. The same promo code will be applicable for your first two rides on Uber, if you’re new to Uber. If you are an existing user of Uber, you can pass on the promo code to your family and friends, and share the good karma :) To receive the promo code download or open Cardback on your phone.

Please note that you will need to update to the latest version of Cardback on your phone to avail this offer. This offer is available for both Android as well as iOS users.

 

uber-alert

 

How do I find my Promo Code?

Open Cardback on your phone to receive a pop-up notification with the promotion code (as it appears in the first image).

 

uber-side-menu

 

Oops, I missed seeing the Notification!

  1. Click on the side menu (as it appears in the second image).
  2. Tap on the Uber code option, a page with the promo code will appear on your screen.

Don’t forget to use Cardback to see your best card when you pay for your future Uber rides. Hope you have a safe ride!

Keep swiping!

 

Terms and Conditions:

This offer cannot be clubbed with any other offer.

If you face any issues while using the promo code, please reach out to Uber support.

 

Read More